Programs

Third-Party Originator Wholesale Principal Agent Full Correspondent
Take Application
Originate Loan
Underwrite Loan In House DE Underwriter
Close Loan
Fund Loan
Insure Loan
Third-Party Originator
Take Application
Wholesale
Take Application
Principal Agent
Take Application
Originate Loan
Full Correspondent
Take Application
Originate Loan
Underwrite Loan
Close Loan
Fund Loan
Insure Loan

Third-Party Originator
With the Third Party Originator Program (TPO), you retain and expand your client base, increase returns on marketing investment, and grow your business. You bring us the client, we work directly with them and you earn a fee based on the services your provided.
    Participation Requirements
  • Develop client relationships
  • Liberty takes the loan risk
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Close
Wholesale
With the Wholesale Program, the loan process is shared by the broker and Liberty. You develop relationships with clients, guiding them through the application and counseling process. Liberty underwrites, draws documents, closes and funds the loan. Loans close in Liberty's name.
    Participation Requirements
  • Properly state licensed as a mortgage broker
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Close
Principal Agent
With the Wholesale Program, the loan process is shared by the broker and Liberty. You develop relationships with clients, guiding them through the application and counseling process. Liberty underwrites, draws documents, closes and funds the loan. Loans close in Liberty's name.
    Participation Requirements
  • Properly state licensed as a mortgage broker
Close
Full Correspondent
As a Full Correspondent, you originate, underwrite, process, close and fund the loan. You then send us the complete funded loan. Liberty will then purchase the closed loan as a secondary transaction. Specialized training is provided by Liberty.
    Participation Requirements
  • FHA approved Full Eagle in good standing
  • Reverse Mortgage direct endorsement (DE) unconditional approval
  • A DE underwriter on staff
  • The ability to fund loans through a warehouse line of credit or other sources
  • Properly state licensed as a mortgage banker
  • MERS compliant
  • Minimum FHA net worth requirements
  • Home Equity Reverse Mortgage Information
  • Technology (HERMIT) ready
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SNAPP and SNAPP+

SNAPP and SNAPP+ Processing

Applications

Recertification Application